Platform overview
Soxara is a payment platform built for Liberia. From your perspective as a developer, three things are worth knowing up front:
1. One API, multiple payment rails
Customers pay you in whichever way is easiest for them — and you don’t have to integrate each provider separately. Soxara’s API gives you one endpoint for all of:
- Card payments (Visa, Mastercard) processed via Stripe
- MTN Mobile Money (Liberia)
- Orange Money (Liberia)
- Soxara wallet — instant transfer from another Soxara user
- Cash — via agent locations, when our agent network rolls out
You make one call to create a payment, and the customer picks how they pay.
2. Two interfaces, one brain
Your customers reach Soxara through:
- WhatsApp — for users who don’t want to install another app. Native to how Liberians already chat.
- The Soxara mobile app — full-featured wallet, card, send/receive, history.
Both surfaces are backed by the same data and the same AI assistant. A user who pays you on WhatsApp can later open the app and see the receipt in their transaction history.
3. Soxara is Liberia-focused, globally accessible
The platform serves Liberia. But:
- A Liberian living in the US can fund their wallet with a US-issued card and send to family in Liberia.
- A non-Liberian merchant integrating Soxara (e.g., a SaaS billing Liberian users) can accept payments from anywhere.
Card-funded deposits work globally — that’s just how Stripe works. The wallet itself, the recipient flows, and the regulatory posture are Liberia-first.
What’s not in this API
These exist as products inside Soxara, but they’re not exposed to integrators today:
- KYC — handled internally between the customer and Soxara; you don’t initiate KYC flows from your platform.
- Card issuance — Soxara issues virtual cards to its users; you can accept card payments but you don’t issue cards through this API.
- Internal admin — merchant onboarding, fraud review, dispute handling have their own dashboards, not API endpoints.
Where to start
Open the Quickstart for a 15-minute path to your first test payment. Then read Environments to understand the sandbox/live model.